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Knowledge on Personal Loan

When you need personal loans to achieve your financial goals or meet your immediate cash needs, you actually need to know more about loans in order to make responsible financial decisions. Promise provides you with different types of loan knowledge before making any loan applications!

Guide for CEF Application | Popular CEF Courses | Claiming Deduction for Expenses of Self-Education

Guide for CEF Application | Popular CEF Courses | Claiming Deduction for Expenses of Self-Education

Learn more about the eligibility and CEF application process, and make good use of this fund to enrich yourself

Overview of Public Housing Decoration Costs | FAQs about Public Housing Decoration

Overview of Public Housing Decoration Costs | FAQs about Public Housing Decoration

Comprehensive answers to frequently asked questions about public housing decoration!

How to Calculate Salaries Tax? | A Guide to Hong Kong's Salaries Tax Rate, Allowances, Filing and Paying Taxes

How to Calculate Salaries Tax? | A Guide to Hong Kong's Salaries Tax Rate, Allowances, Filing and Paying Taxes

Gain an in-depth understanding of how to calculate salaries tax easily and discover methods to navigate the challenges of tax season, resolving tax payment issues!

Credit card Trap? Reminder for applying Credit card to pay Tax, Tuition Fees & for Large Purchases

Credit card Trap? Reminder for applying Credit card to pay Tax, Tuition Fees & for Large Purchases

People may easily overlook the credit card offers' terms and conditions

Precautions for Small Start-up|Ways to raise funds

Precautions for Small Start-up|Ways to raise funds

If you would like to learn more about small business setup, let's take a look on this article.

First-tier or Second-tier Lenders?|Loan TIPS before borrowing money

First-tier or Second-tier Lenders?|Loan TIPS before borrowing money

Let PROMISE show you their differences and some Loan TIPS!

Myths of Credit Card Instalment Plan Early Repayment | Charges for Early Payment

Myths of Credit Card Instalment Plan Early Repayment | Charges for Early Payment

Can Making an Early Repayment of Credit Card Instalment Plan Help Saving Money? Understanding 3 Common Myths of Credit Card Repayment.

Personal Credit Rating for Dummies | Importance of Personal Credit Rating | Ways to enhance

Personal Credit Rating for Dummies | Importance of Personal Credit Rating | Ways to enhance

Do you understand what Personal Credit Rating is?

An Overview of IVA, DRP and Balance Transfer: Are There Alternative Ways to Pay Off Credit Card Debt?

An Overview of IVA, DRP and Balance Transfer: Are There Alternative Ways to Pay Off Credit Card Debt?

Unable to pay off your debts? Find out the best solution by comparing different approaches to resolve debts.

Pay off Credit Card Debt Fast! 5 Top Tips to Avoid Paying Just for the Minimum

Pay off Credit Card Debt Fast! 5 Top Tips to Avoid Paying Just for the Minimum

Follow this guide to stay away from the trap of minimum payment when facing huge credit card debts. Repay all debts in one go!

No Showing Up, Just Need ID Card and Mobile Number to Get an Instant Loan Approval? Beware of the Risks with Mobile Loans

No Showing Up, Just Need ID Card and Mobile Number to Get an Instant Loan Approval? Beware of the Risks with Mobile Loans

How to distinguish between tier-1, tier-2 and tier-3 financial institutions? Understand the risks and dangers behind mobile loans.

Borrowing while unemployed and jobless? Check out the eligibility to apply for the Unemployment Loan

Borrowing while unemployed and jobless? Check out the eligibility to apply for the Unemployment Loan

Understand the eligibility of the Unemployment Loan and find out the suitable financing options in times of financial pressure and income loss.

Tax Loan Strategy – Why You Should Borrow During Tax Season? How to Choose Wisely?

Tax Loan Strategy – Why You Should Borrow During Tax Season? How to Choose Wisely?

Tax loans must be used to pay taxes? During this tax season, learn to choose the best tax loan deal by understanding several important tips.

5 Major Factors to Consider When Choosing Loan Products?

5 Major Factors to Consider When Choosing Loan Products?

There are different financial institutions and loan products in the market, explain how to choose a loan plan that suits your personal needs the most.

Calculating Loan Interest

Calculating Loan Interest

Equip a clear understanding of the methods used to calculate interest on loan products before applying for loan. Be a smart borrower!

Common Misconceptions about Loans

Common Misconceptions about Loans

Worried about not being able to apply for a loan because of credit card debt or having other personal loans? Let us dispel your concerns about loans.

Impacts of Late Credit Card Payment

Impacts of Late Credit Card Payment

Get to know the implications of late payment. Learn about the importance of on-time repayment.

4 Tips to Increase Your Chance for Loan Approval

4 Tips to Increase Your Chance for Loan Approval

Gather the tips for increasing in loan approvals opportunities, so you can avoid disrupted plans from the rejected loan application.

8 Common Reasons for Applying for a Personal Loan

8 Common Reasons for Applying for a Personal Loan

Many people in Hong Kong choose to apply for a loan to lessen the financial burden. Let's find out more about the common reasons behind the loans.

Beware of The Financial Intermediary Trap!

Beware of The Financial Intermediary Trap!

Distinguish legal money lenders and financial intermediaries to avoid falling into financial intermediary traps!

Let's Compare Different Personal Loan Products!

Let's Compare Different Personal Loan Products!

Be cautious in choosing loan products! Understand more about the difference of normal personal loans and revolving loans and choose the one which suits you.

The Distinct Difference between Instant Personal Loan and General Loan

The Distinct Difference between Instant Personal Loan and General Loan

Want to get instant approval and transfer right after application? Let's learn about how can the money lenders ensure fast cash delivery.

Suitable for Different Financial Needs

Instant Online Approval!

Applying loan only with mobile number and ID card#. It has never been easier!

Skillful tips of applying loan
Promise is here to help!​