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For those situations where you are temporarily in need of cash, Promise provides an Emergency Loan which can easily solve all your financial troubles. You can get a fixed short-term loan of $2,000 through a simple and quick application, approval and loan agreement signing procedure online without showing up. With a fixed repayment period of 4 months, your monthly repayment plan can be viewed clearly at a glance. Solve all your urgent needs immediately with this short-term loan now!
With no income proof requirements or hidden terms, the Emergency Loan offers HK$2,000 fixed loan amount with a fixed repayment period of 4 months, is the best solution to your urgent financial needs.
Apply for Emergency Loan, sign the agreement and receive your loan online without visiting a branch to enjoy speedy approval and resolve your cash flow issues.
Promise transfers funds instantly with FPS once your personal loan is approved!
Procedure for loan application is complicated even if it is a small loan amount. When it comes to the plan terms, devil might be in the details.
Apply online easily by just submitting online application form. Once approved, complete the loan agreement signing procedures in the mobile app. Application can be done online without showing up.
Need to provide around 30-40 items of information, while employment and income proofs are also required.
Need only simple personal information, HK ID card and mobile phone number, no employment or income proof required.
❝I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient!❞
❝Even if I was out of budget, all the application procedures for Emergency Loan, including approval and signing contract can be done online, enabling me to quickly get cash in an emergency.❞
❝The PROMISE short-term loan was a great help to my daughter, it was approved speedy even with no income proof!❞
❝PROMISE did not need me to show up in person for my loan application, even when I had no proof of income!❞
❝PROMISE helped me clear my credit card payment at a low interest rate, so I could pay it off faster and save more!❞
❝With PROMISE revolving loan, I can get fund whenever I need and ensure more stable cash flow!❞
❝Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship.❞
For urgent matters that need a small amount of cash in daily life, such as credit card payments or small amount of tax payments, Promise's Emergency Loan is an easy and speedy option for instant cash without showing up, which saves you time and avoids embarrassing situations with your family and friends, or even visiting a pawn shop.
Only HKID card and bank account information are required for application.
Cannot. The credit limit of the Emergency Loan is fixed at HK$2,000 with a fixed repayment period of 4 months. If you wish to apply for more than HK$2,000 or a longer repayment period, please apply for Instant Personal Loan or other loan products from Promise which fits your needs.
You can apply Emergency Loan online with simply 4 steps:
Step 1 : Complete Emergency Loan online application form
Fill in the Emergency Loan online application form. No income proof required.
Step 2 : Waiting for the approval result
Promise will process your loan application according to the information provided by you on the application form. Promise provides speedy approval to resolve your urgent financial needs.
Step 3 : Sign agreement in "邦民 Promise" Mobile App
Complete the identification verification and agreement signing process in "邦民 Promise" Mobile App as instructed.
Step 4 : Instant fund transfer^
Promise transfers funds instantly with FPS once your personal loan is approved.
Emergency Loan is a fixed short-term personal loan product. Fixed loan amount of HK$2,000, fixed repayment period of 4 months, total interest is HK$156.
