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Anti-Fraud Warning: Any person, acting in their own name or on behalf of others, who intends to engage in or participation in fraudulent activities, or lends or sells bank accounts for handling property, is committing a criminal offence. Our company will take action accordingly.

Important Information

  • Beware of fake loan offering and fake repayment requests from scammers and other fraud warnings, please CLICK HERE.
  • Our branches do not accept cash and cheque repayments, please CLICK HERE.
  • Promo code Apply Online Now

    Promo code "SMART", rewards of HK$500 shopping coupon

    Welcome Offer for rookie loan applicant only!
    Learn more!

  • Promise App 24/7 loan signing service, instant approval, instant cash^! PROMISE App, sign the loan agreement 24/7 and receive cash anytime^! Smart, isn’t it? Apply Online Now

    Promise App 24/7 loan signing service, instant approval, instant cash^!

    PROMISE App, sign the loan agreement 24/7 and receive cash anytime^! Smart, isn't it?

    Apply and sign agreement anytime. Get your cash right away^. Smart, isn't it?

  • Instant cash via FPS^. That’s quick! Receive instant cash via FPS^. Go Smart, isn’t it? Apply Online Now

    Instant cash via FPS^. That's quick!

    Receive instant cash via FPS^. Smart, isn't it?

    Instant FPS transfers^. Get cash in your pocket on the spot. Smart, isn't it?

  • No income proof# is needed. Apply in a tap with just ID and mobile! No income proof#, just ID and mobile. Smart, isn’t it? Apply Online Now

    No income proof# is needed. Apply in a tap with just ID and mobile!

    No income proof#, just ID and mobile. Smart, isn't it?

    Only ID card and phone required. No income proof is needed#. Apply loan whenever you want. Smart, isn't it?

  • No sneaky fees. All costs at a glance! No sneaky fees. No penalties for early repayment! Smart, isn’t it? Apply Online Now

    No sneaky fees. All costs at a glance!

    No sneaky fees. No penalties for early repayment! Smart, isn't it?

    No handling fees, no fuss. No penalties for early repayment! Smart, isn't it?

my PROMISE

Suitable for Different Financial Needs

Instant Online Approval!

Applying loan only with mobile number and ID card#. It has never been easier!

Priority for Online Personal Loan my PROMISE

my PROMISE

Knowledge on Personal Loan

Promise provides you with different types of loan knowledge before making any loan applications!

  • No Showing Up, Just Need ID Card and Mobile Number to Get an Instant Loan Approval? Beware of the Risks with Mobile Loans

    No Showing Up, Just Need ID Card and Mobile Number to Get an Instant Loan Approval? Beware of the Risks with Mobile Loans

    How to distinguish between tier-1, tier-2 and tier-3 financial institutions? Understand the risks and dangers behind mobile loans.

    READ MORE

  • No Showing Up, Just Need ID Card and Mobile Number to Get an Instant Loan Approval? Beware of the Risks with Mobile Loans

    No Showing Up, Just Need ID Card and Mobile Number to Get an Instant Loan Approval? Beware of the Risks with Mobile Loans

    How to distinguish between tier-1, tier-2 and tier-3 financial institutions? Understand the risks and dangers behind mobile loans.

    READ MORE

  • Impacts of Late Credit Card Payment

    Impacts of Late Credit Card Payment

    Get to know the implications of late payment. Learn about the importance of on-time repayment.

    READ MORE

  • Calculating Loan Interest

    Calculating Loan Interest

    Equip a clear understanding of the methods used to calculate interest on loan products before applying for loan. Be a smart borrower!

    READ MORE

Promise Jai
Listens

As long as you need, and for whatever questions or problems, Promise will listen closely, and do our best to solve your issues. Here and now, with Promise Jai as our representative, we're listening to the needs and demands from our customers, and dedicatedly tailoring every solution. We've picked up a few different cases to share with you below. Which you can feel our attentiveness and exquisiteness.

  • Promise Jai Listens: Immediate cashflow!

    Customer – Ms. Cheung

    Customer – Ms. Cheung

    Our business needs quick cashflow, but our government loan won't come in on time!

    Promise Jai

    Got it! I'm on the case! After analyzing your situation, Promise is here to help. With our fast loan procedures which can be easily completed online, we can reduce your burden. You can also make full repayment anytime after receiving the government loan.

    Promise Jai
  • Promise Jai Listens: Immediate cashflow!

    Customer – Ms. Cheung

    Customer – Ms. Cheung

    Our business needs quick cashflow, but our government loan won't come in on time!

    Promise Jai

    Got it! I'm on the case! After analyzing your situation, Promise is here to help. With our fast loan procedures which can be easily completed online, we can reduce your burden. You can also make full repayment anytime after receiving the government loan.

    Promise Jai
  • Promise Jai Listens: Our warmest service

    Customer – Mr. Lee

    Customer – Mr. Lee

    I've been sweating buckets because of rushing to apply for a loan…

    Customer – Mr. Lee

    How long does it take to receive the funds?

    Promise Jai

    Got it! I'm on the case! All Promise branch across Hong Kong provides bottled water for every customer. No matter what happens, Promise hopes to provide our warmest assistance, so that you won't need to be rushing around for loans!

    Promise Jai

    Don't worry ~ After completing the procedures, we will transfer the loan instantly via FPS to solve your critical needs.

    Promise Jai
  • Promise Jai Listens: Problems with your [cell]

    Customer – Ms. Yuen

    Customer – Ms. Yuen

    I want to upload some documents, but my phone is out of battery, what should I do?

    Promise Jai

    Got it! I'm on the case! All our branches provide phone charging services for our customers who are solving your [cell] problems.

    Promise Jai

my PROMISE

Instant solutions to your financial needs. Promise, your first-choice money lender.

my PROMISE

Instant solutions to your financial needs. Promise, your first-choice money lender.

Ever since coming to Hong Kong in 1992, Promise (Hong Kong) Co., Ltd has been offering personal loan services. Inheriting the financial knowledge and experience of its mother company in credit management, operation management and marketing management, Promise provides tailored personal loan solutions to meet every financial need. With our flexibility and prompt approval process, you can borrow money at ease.

Promise provides the perfect loan solutions for daily life – an online loan service platform that empowers you to make the next financial move wherever you are. Your application, loan agreement signing and fund transfer will all be completed online without visiting our branches*. Harnessing the power of the internet, you can get your loan approved in an instant⦿ with prompt fund transfer^, and our loan service is available even on late nights, Saturdays and Sundays. Enjoy our loan services anytime, anywhere!

Want to realise your dream? Need instant cash flow? Promise is your first-choice lender.

my PROMISE
Annual percentage rate (APR) as low as 1.12%.
Low interest loan to ease your burden.​