Menu

Important Information

In order to enhance our services, we will conduct system upgrade from 00:30 am to 07:30 am on Saturday 30 March 2024 (Hong Kong Time) and certain services will be suspended during this period. Please click here for the details.......[MORE]

......[MORE]

Welcome Offer
Become a Promise new customer and receive a cash reward of up to HK$10,000▲.

Become a Promise new customer and receive a cash reward of up to HK$10,000▲. Become a Promise new customer and receive a cash reward of up to HK$10,000▲.

New customers who withdraw their loans from 1 January 2024 to 31 March 2024, will receive a cash reward of up to HK$10,000▲.

With Promise, you can enjoy a quick and easy loan application process. Enjoy our loan services anytime, anywhere!

  1. Step 1 - Fill in the application Step 1 - Fill in the application

    Fill in the application

    Step 1

  2. Step 2 - Instant approval online Step 2 - Instant approval online

    Instant approval online⦿

    Step 2

  3. Step 3 - Online document uploading and agreement signing Step 3 - Online document uploading and agreement signing

    Online document uploading and agreement signing

    Step 3

  4. Step 4 - Instant fund transfer! Step 4 - Instant fund transfer!

    Instant fund transfer^!

    Step 4

Your application, loan agreement signing, and fund transfer can all be completed online without visiting our branches*. All you need to do is provide your HKID card and mobile number only#. Applying for a loan is now hassle-free!

Additionally, Promise provides around-the-clock loan service, allowing you to enjoy online loan services late at night or on the weekends, with instant loan approval⦿ and loan transfer^. Even in urgent situations, you'll have a quick loan solution.

There is also a variety of flexible and timeless personal loans, giving you the options to choose the right loan and repayment plan to suit your personal needs. In addition, you can apply for a loan online and obtain instant initial approval to resolve your funds turnover needs immediately.

New customers who withdraw their loans from 1 January 2024 to 31 March 2024, will receive a cash reward of up to HK$10,000▲.

▲ Terms and Conditions of Welcome Offer :

Eligible New Customers who withdraw their loans from 1 January 2024 to 31 March 2024, will receive a cash reward of up to HK$10,000▲.

  1. Eligible New Customers are entitled to the corresponding reward after they have successfully drawn down the required loan amount in accordance with Terms & Conditions herein. Reward is shown below.
    First Drawdown Loan Amount (HK$) Cash Reward (HK$)
    $500,000 or above $10,000
    $400,000 - $499,999 $6,000
    $200,000 - $399,999 $3,000
    $30,000 - $199,999 $1,000
    $10,000 - $29,999 $500
  2. Promotion Period is from 1 January 2024 to 31 March 2024 (both dates inclusive).
  3. This welcome offer does not apply to New Customers whose annual interest rate as stated in their respective loan agreement is 4.4% (i.e. monthly flat rate of 0.2%) or below.
  4. This Welcome Offer is only applicable to Eligible New Customers.
  5. To entitle the reward, Eligible New Customers must fulfill the first and second installment payment according to the loan agreement.
  6. If Eligible New Customers make any repayments/full repayment before the first and/or second installment due date(s), both of which have already been specified and scheduled in the loan agreement, his/her reward entitlement will hence be forfeited without prior notice.
  7. In the event where Eligible New Customers revise the loan agreement before the first and/or second installment due date(s), both of which have already been specified and scheduled in the loan agreement, Promise (Hong Kong) Co., Ltd. is entitled to determine his/her reward entitlement at its full discretion.
  8. Eligible New Customers are entitled to redeem the reward if there is no delay payment on his/her own account.
  9. Eligible New Customers must redeem the reward from any one of our branches in person.
  10. Eligible New Customers must redeem the reward before the expiry date, i.e. 30 June 2024.
  11. In case of disputes regarding the contents of this offer, the decision of Promise (Hong Kong) Co., Ltd. shall be final and conclusive.
  12. Promise (Hong Kong) Co., Ltd. reserves its right to approve any loan applications and / or reward redemption and is entitled to revise the above said Terms and Conditions as it sees fit without prior notice.
  • "Instant Money Transfer" applies to loans that are transferred via Faster Payment System (FPS), which subject to the system maintenance periods.
  • "Apply Anywhere" is only applicable to customers who choose to sign the loan agreement online and fulfill the loan conditions of "signing loan agreement online". Customer can also choose to sign the loan agreement in any of our branches.
  • For application, only HK ID card and mobile phone will be required for working people. If customers can only provide HK ID card and mobile phone, the maximum loan amount will be HK$100,000. A more ideal loan amount might be approved, if additional documents can be provided.
  • "Instant Approval" is limited to online application which is a preliminary approval result. We reserve the right of final approval.
  • The maximum loan amount for "Freelancer" will be HK$100,000.

Want to reap the most?
We are here to help now​