• Cash Reward up to HK3,500
  • Instant Money Transfer
  • No Supporting Documents Required
  • Apply Anywhere
  • Loan Approval, Even on Sundays
Cash Reward up to HK3,500

Loan Calculator

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Repayment Period

Monthly Repayment Amount

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  • Speedy Approval
  • Daily Interest
  • Instant Money Transfer
  • Get Your Loan, All Online
  • No Handling Fee
  • No Supporting Documents Required
* The above monthly repayment amount is calculated based on the assumption of monthly flat rate of 0.2% and annual percentage rate of 4.49%. The repayment amount and repayment period are for reference only. The approval of loan is subject to the final and absolute discretion of Promise (Hong Kong) Co., Limited

Why Promise?

  • No Supporting Documents Required#

    Enjoy the convenience of applying for a loan with ID card and mobile number only.

  • Get Your Loan, All Online*

    Your application, loan agreement signing, and fund transfer will all be completed online.

  • Instant Approval Online◉

    Receive an instant loan approval result, no more waiting for money borrowing.

  • Loan Approval Even on Sundays★

    Apply online, via phone or at designated branches, and get loan approval on Sundays.

  • Instant Money Transfer via FPS^

    Promise transfers funds to you via FPS once your loan is approved.

  • Promise Is a Member of SMFG

    Promise (Hong Kong) Co., Ltd inherits the loan experience of SMBCCF in credit, operation and marketing management.

  • Freelancer Loan◆

    Even if you don’t have a fixed employer or you’re not a full-time worker, Promise can still help you.

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Promise - Easy Loan, Easy Pay

Instant solutions to your financial needs. Promise, your first-choice money lender.

Ever since coming to Hong Kong in 1992, Promise (Hong Kong) Co., Ltd has been offering personal loan services with an easy turnaround process. Inheriting the financial knowledge and experience of its mother company in credit management, operation management and marketing management, Promise provides tailored personal loan solutions to meet every financial need. With our flexibility and prompt approval process, you can borrow money at ease.

Promise provides the perfect loan solutions for daily life – an online loan service platform that empowers you to make the next financial move wherever you are. Your application, loan agreement signing and fund transfer will all be completed online without visiting a branch. Harnessing the power of the internet, you can use our loan service even on late nights, Saturdays and Sundays★. Enjoy our loan services anytime, anywhere!

Want to realise your dream? Need instant cash flow? Promise is your first-choice lender.

How to Apply

  • Nearest Branch

    Sai Ying Pun Branch

    Address:
    Shop D, G/F, Tak Tung House, 155-161 Des Voeux Road West, Sai Ying Pun (junction of Des Voeux Road West and Eastern Street)
    Tel:
    2858 1100
    Fax:
    2803 7111
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Central Branch

    Address:
    1/F, 118-120 Queen’s Road Central (opposite to Central Market)
    Tel:
    2649 7828
    Fax:
    2649 7808
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Wan Chai Branch

    Address:
    G/F, Ying King Mansion, 196-198 Hennessy Road, Wan Chai (junction between Hennessy Road and Fleming Road, diagonally opposite to Watsons)
    Tel:
    2804 1233
    Fax:
    2866 9232
    Business Hours:
    Mon-Fri: 9:00am-7:00pm
    Sat: 9:00am-1:00pm

    Causeway Bay Branch

    Address:
    1/F, Golden Bloom Centre, 25 Jardine’s Bazaar, Causeway Bay (next to Capitol Centre)
    Tel:
    2808 0733
    Fax:
    2808 0677
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Sai Wan Ho Branch

    Address:
    G/F, 88 Shau Kei Wan Road (opposite of Tai On Building)
    Tel:
    2904 6500
    Fax:
    2904 6511
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Aberdeen Branch

    Address:
    G/F, 192 Aberdeen Main Road, Aberdeen (diagonally opposite to PetroChina Filling Station)
    Tel:
    2553 8815
    Fax:
    2552 2391
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Hung Hom Branch

    Address:
    Shop H, G/F, 88 Ma Tau Wai Road, Hung Hom (opposite to Hung Hom Square)
    Tel:
    2333 0391
    Fax:
    2333 0836
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Tsim Sha Tsui Branch

    Address:
    3/F, Southgate Commercial Centre, 29 Granville Road, Tsim Sha Tsui (opposite to Lung Shing Dispensary)
    Tel:
    2724 3300
    Fax:
    2724 1113
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Pitt Street Branch

    Address:
    Shop 2, G/F, Kowloon Building, 555 Nathan Road, Mong Kok (outside Yau Ma Tei MTR Station Exit A1, next to Oriental Watch)
    Tel:
    2710 7535
    Fax:
    2710 9792
    Business Hours:
    Mon-Fri: 9:00am-7:00pm
    Sat: 9:00am-1:00pm

    Mong Kok Branch

    Address:
    G/F, 168 Sai Yeung Choi Street, Mong Kok (outside Mong Kok MTR Station Exit B3, opposite to T.O.P Mall)
    Tel:
    2395 8333
    Fax:
    2395 6760
    Business Hours:
    Mon-Fri: 9:00am-7:00pm
    Sat-Sun: 9:00am-6:00pm

    Prince Edward Station Branch

    Address:
    Shop G23, G/F, Allied Plaza, 760 Nathan Road, Prince Edward (outside Prince Edward MTR Station Exit B2, opposite to Pioneer Centre)
    Tel:
    2371 4005
    Fax:
    2371 4425
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Sham Shui Po Branch

    Address:
    Shop 4, G/F, Kam Pao House, 45 Yen Chow Street, Sham Shui Po (outside Sham Shui Po MTR Station Exit D2, opposite to McDonald’s)
    Tel:
    2728 8345
    Fax:
    2728 8385
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    San Po Kong Branch

    Address:
    Shop 1, G/F, 95-97 Shung Ling Street, San Po Kong (Junction of King Fuk Street, diagonally opposite to Mikiki Mall)
    Tel:
    2352 7221
    Fax:
    2352 7225
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Amoy Plaza Branch

    Address:
    Shop G210, G/F, Amoy Plaza, 77 Ngau Tau Kok Road, Kowloon Bay (facing Ngau Tau Kok Road)
    Tel:
    2305 2311
    Fax:
    2756 5166
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Kwun Tong Hong Ning Road Branch

    Address:
    Shop A, G/F, Hong Ning Building, 22-24 Hong Ning Road, Kwun Tong (junction between Hong Ning Road and Mut Wah Street)
    Tel:
    2342 1144
    Fax:
    2342 1166
    Business Hours:
    Mon-Fri: 9:00am-7:00pm
    Sat: 9:00am-1:00pm

    Kwun Tong Plaza Branch

    Address:
    Shop G6 & G7, G/F, Kwun Tong Plaza, 68 Hoi Yuen Road, Kwun Tong (outside Kwun Tong MTR Station Exit B1)
    Tel:
    2372 0023
    Fax:
    2372 0078
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Lam Tin Sceneway Garden Branch

    Address:
    Shop 2S, Level 4, Sceneway Garden, Lam Tin (outside Lam Tin MTR Station Exit A, digonally opposite to Yoshinoya)
    Tel:
    2717 3886
    Fax:
    2717 3500
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Kwai Fong Branch

    Address:
    Shop 87A, 3/F, Kwai Chung Plaza, 7-11 Kwai Foo Road, Kwai Fong (outside Kwai Fong MTR Station Exit D)
    Tel:
    2529 0480
    Fax:
    2529 0484
    Business Hours:
    Mon-Fri: 9:00am-7:00pm
    Sat: 9:00am-1:00pm

    Nam Fung Centre Branch

    Address:
    Room 1118, 11/F, Nam Fung Centre, Tsuen Wan (outside Tsuen Wan MTR Station Exit A)
    Tel:
    2402 3877
    Fax:
    2402 3946
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Sha Tsui Road Branch

    Address:
    Shop G16, G/F, Bo Shek Mansion, 328 Sha Tsui Road, Tsuen Wan (diagonally opposite to Sha Tsui Road Jockey Club)
    Tel:
    2614 8700
    Fax:
    2614 8733
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Tuen Mun Branch

    Address:
    Shop 9, G/F, Ming Wai Building, 4-26 Tuen Mun Heung Sze Wui Road, Tuen Mun (next to Hang Seng Bank)
    Tel:
    2613 5870
    Fax:
    2613 5281
    Business Hours:
    Mon-Fri: 9:00am-7:00pm
    Sat: 9:00am-1:00pm

    Yuen Long Branch

    Address:
    Shop A, 1/F, Yuen Long Mansion, 196-202 Castle Peak Road, Yuen Long (upstair of Yuen Long Main Road Jockey Club)
    Tel:
    2474 8868
    Fax:
    2476 0283
    Business Hours:
    Mon-Fri: 9:00am-7:00pm
    Sat: 9:00am-1:00pm

    Tai Tong Station Branch

    Address:
    Shop B, G/F, Shing Shun Building, 41 Castle Peak Road, Yuen Long (diagonally opposite to Hang Heung Cake Shop)
    Tel:
    2443 6060
    Fax:
    2475 9900
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Sha Tin Branch

    Address:
    Shop 2B, G/F, Lucky Plaza, Sha Tin (facing Lek Yuen Estate)
    Tel:
    2693 9660
    Fax:
    2693 9133
    Business Hours:
    Mon-Fri: 9:00am-7:00pm
    Sat: 9:00am-1:00pm

    Tai Po Branch

    Address:
    Shop 1, G/F, Mee Tak Building, 41-43 Kwong Fuk Road, Tai Po Market (next to Kwong Fuk Road Hang Seng Bank)
    Tel:
    2529 0535
    Fax:
    2529 0767
    Business Hours:
    Mon-Fri: 9:00am-7:00pm

    Sheung Shui Branch

    Address:
    G/F, 103 San Fung Avenue, Sheung Shui (diagonally opposite to Jockey Club)
    Tel:
    2671 6602
    Fax:
    2671 3602
    Business Hours:
    Mon-Fri: 9:00am-7:00pm
    Sat: 9:00am-1:00pm
    Details of All Branches
  • Contact Numbers
    New Applicant Hotline:
    3199 1199

    New applicants can reach our customer service representative and apply for a loan easily over the phone. After the approval process, applicants can sign the loan agreement in one of our branches or online, cash will be transferred to designated bank account.

    24-Hour Member Hotline:
    3199 1111

    Promise members can use our revolving loan service via phone and cash will be transferred to their designated account. Members can also check account balance, change their auto-repayment amount and passwords, etc.

  • Apply Online

    First-time applicants can apply anytime online. Once you have filled in the application form, our customer service representative will follow-up during the office hours. After signing the loan agreement in one of our branches or online, cash will be transferred to designated bank account.

    Apply Now

Important Information

About our measures for Anti-infection precaution and special arrangement, please click here to know the details.