Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with any financial problems in your college life.
Apply Tertiary Student Loans online with just your ID card, mobile number and student card, application is easier than ever!
Promise loans are transferred instantly via FPS upon approval. Applying for loan is easier for tertiary students.
Repayment period varies from 3 to 84 months. Customers can make additional repayments anytime with no handling fees or penalties, which saves you unnecessary interest and time.
Apply loan easily with 4 simple steps
Step 1
Step 2
Step 3
Step 4
❝With PROMISE revolving loan, I can get fund whenever I need and ensure more stable cash flow!❞
❝Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship.❞
❝I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient!❞
❝Even if I was out of budget, all the application procedures for Emergency Loan, including approval and signing contract can be done online, enabling me to quickly get cash in an emergency.❞
❝The PROMISE short-term loan was a great help to my daughter, it was approved speedy even with no income proof!❞
❝PROMISE did not need me to show up in person for my loan application, even when I had no proof of income!❞
❝PROMISE helped me clear my credit card payment at a low interest rate, so I could pay it off faster and save more!❞
By applying online at Promise, you can complete the whole process from application, approval, documents submission, agreement signing and fund transfers in one stop. Approval can be granted on the same day at the earliest if you have provided all the information and documents required, and you will receive the loan via FPS once the application is approved^.
Yes. You can apply for the tertiary student loans with only your student card/ admission offer letter, HKID card, mobile phone number, and bank account. Depending on the financial status and the credit score of the applicant, the maximum loan amount is up to HK$15,000.
You can apply Tertiary Student Loan online with simply 4 steps:
Step 1 : Complete Promise personal loan online application form
Fill in the Promise personal loan online application form. No Need to Show Up in Person*.
Step 2 : Online Instant Approval⦿
Promise will provide you a preliminary approval result based on the information submitted on the online application form. Applying for loan is easier for tertiary students.
Step 3 : Sign agreement in "邦民 Promise" Mobile App
Complete the identification verification and agreement signing process in "邦民 Promise" Mobile App as instructed.
Step 4 : Instant fund transfer^
Promise transfers funds instantly with FPS once your personal loan is approved.
Promise provides unsecured personal loans, which do not require any mortgage item or guarantor.
