Anti-Fraud Warning: Any person, acting in their own name or on behalf of others, who intends to engage in or participation in fraudulent activities, or lends or sells bank accounts for handling property, is committing a criminal offence. Our company will take action accordingly.

Important Information

Beware of fake loan offering and fake repayment requests from scammers and other fraud warnings, please CLICK HERE.
Our branches do not accept cash and cheque repayments, please CLICK HERE.

香港汽車貸款
買新車舊車電動車貸款
一樣搞掂！

無論購買新車、二手車還是電動車，邦民提供靈活的買車貸款方案。以個人貸款形式供車，比傳統汽車貸款更自由，無需牌簿抵押，不受車種車齡限制，助您輕鬆實現買車夢想。

邦民汽車貸款更靈活！

傳統汽車貸款（供車上會）需要強制購買全保、交出牌簿作抵押，手續繁複；邦民的買車貸款以私人貸款形式運作，資金靈活運用，買車、換車、續牌全部得心應手。


	邦民買車貸款	傳統供車上會
牌簿抵押	無需提交	必須交出
強制全保	不需要	必須購買
車種限制	無限制	視乎車行
電動車適用	適用	視乎安排
提前還款罰息	免收	視乎條款
全程網上辦理	可以	需經車行代辦

邦民買車貸款優勢買車輕輕鬆鬆

無需抵押、牌簿！

申請邦民汽車貸款無需提交牌簿作抵押，還款完成後亦無需「贖會」手續，日後想換車、賣車或套現周轉，就更有彈性。

新車舊車電動車貸款一律適用！

我們的審批流程不受車種、車齡限制，無論購買全新私家車、二手車，抑或是近年大熱的電動車貸款需要，一樣可以申請，靈活應付各類買車開支。

網上即時批核^⦿
轉數快瞬間過數^{^}

邦民網上貸款即時批核，配合轉數快極速過數，心儀車輛極速到手！

靈活還款

靈活還款期由3至84個月，隨時額外還款不收取手續費及罰息。

Apply loan with ease, Get your cash instantly

Step
1

Complete online loan application form in Promise website and get instant approval^⦿

Apply Now

Apply Now
Step
2

Download "邦民 Promise" mobile app

iOS Andriod

iOS Andriod

Step
3

Click ">>簽署貸款合約" button to start agreement signing process
Step
4

Capture your HKID card and
undergo facial identification
Step
5

Confirm and sign loan agreement,
money will be transferred to your bank account instantly via FPS^{^}