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In order to enhance our services, we will conduct system upgrade from 00:30 am to 07:30 am on Saturday 30 March 2024 (Hong Kong Time) and certain services will be suspended during this period. Please click here for the details.......[MORE]

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Eligible New Customers Rewards up to HK$10,000▲

Eligible New Customers Rewards up to HK$10,000▲ Eligible New Customers Rewards up to HK$10,000▲

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Promise is introducing a new loan product with annual percentage rate (APR) as low as 1.12%!

Also, we are delighted to present our limited time Welcome Offer! Eligible New Customers who withdraw their loans from 1 January 2024 to 31 March 2024, will receive a cash reward of up to HK$10,000▲.

Apply online anytime or whenever you are with your HK ID card and mobile phone number#. Promise will provide instant transfers^ to meet all your urgent financial needs.

▲ Terms and Conditions of Welcome Offer:

Eligible New Customers who withdraw their loans from 1 January 2024 to 31 March 2024, will receive a cash reward of up to HK$10,000▲.

  1. Eligible New Customers are entitled to the corresponding reward after they have successfully drawn down the required loan amount in accordance with Terms & Conditions herein. Reward is shown below.
    First Drawdown Loan Amount (HK$) Cash Reward (HK$)
    $500,000 or above $10,000
    $400,000 - $499,999 $6,000
    $200,000 - $399,999 $3,000
    $30,000 - $199,999 $1,000
    $10,000 - $29,999 $500
  2. Promotion Period is from 1 January 2024 to 31 March 2024 (both dates inclusive).
  3. This welcome offer does not apply to New Customers whose annual interest rate as stated in their respective loan agreement is 4.4% (i.e. monthly flat rate of 0.2%) or below.
  4. This Welcome Offer is only applicable to Eligible New Customers.
  5. To entitle the reward, Eligible New Customers must fulfill the first and second installment payment according to the loan agreement.
  6. If Eligible New Customers make any repayments/full repayment before the first and/or second installment due date(s), both of which have already been specified and scheduled in the loan agreement, his/her reward entitlement will hence be forfeited without prior notice.
  7. In the event where Eligible New Customers revise the loan agreement before the first and/or second installment due date(s), both of which have already been specified and scheduled in the loan agreement, Promise (Hong Kong) Co., Ltd. is entitled to determine his/her reward entitlement at its full discretion.
  8. Eligible New Customers are entitled to redeem the reward if there is no delay payment on his/her own account.
  9. Eligible New Customers must redeem the reward from any one of our branches in person.
  10. Eligible New Customers must redeem the reward before the expiry date, i.e. 30 June 2024.
  11. In case of disputes regarding the contents of this offer, the decision of Promise (Hong Kong) Co., Ltd. shall be final and conclusive.
  12. Promise (Hong Kong) Co., Ltd. reserves its right to approve any loan applications and / or reward redemption and is entitled to revise the above said Terms and Conditions as it sees fit without prior notice.
  • "Instant Money Transfer" applies to loans that are transferred via Faster Payment System (FPS), which subject to the system maintenance periods.
  • "Apply Anywhere" only applicable to customers who choose to sign the loan agreement online and fulfill the loan conditions of "signing loan agreement online". Customer can also choose to sign the loan agreement in any of our branches.
  • For application, only HK ID card and mobile phone will be required for working people. If customers can only provide HK ID card and mobile phone, the maximum loan amount will be HK$100,000. A more ideal loan amount might be approved, if additional documents can be provided.
  • "Instant Approval" is limited to online application which is a preliminary approval result. We reserve the right of final approval.
  • The maximum loan amount for "Freelancer" will be HK$100,000.

Get Your Personal Loan All Online

Promise stands by you at every critical moment. Whether it is to resolve cash flow problems, settle credit card debt, pay taxes or kickstart your business, we provide flexible financing solutions, and allow 24-hour loan applications online without handling fees. Aside from visiting one of our branches, you can apply for a loan via our hotline or website. Online personal loan application does not require any supporting documents# except your HKID card and mobile number. Once the procedures are completed, Promise will instantly transfer the loan to you, making sure your cash flow needs are addressed anytime and anywhere.

  • Instant Approval Online

    Instant Approval Online

    Apply for your personal loan online and get preliminary approval results instantly. The process is simple, convenient and adds flexibility to your cash flow management. To apply online, you only need to provide your ID card and mobile number#.

  • Flexible Repayment

    Flexible Repayment

    Repayment period varies from 3 to 84 months, and customers can make additional repayments anytime. Promise provides daily interest for repayment scheme, calculated only until the day of full repayment. Neither handling fee for early repayment nor interest penalty will be charged, thus saving unnecessary interest and expenses.

  • Low Interest Rates

    Low Interest Rates

    Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%.